Last Updated: January 2024
This Cookie Policy explains how Ravdan Group ("we", "us", or "our") uses cookies and similar tracking technologies on our website and services. This policy applies to all companies under the Ravdan Group umbrella: Kwachafin, Valtech Technology, Afriraise, and StudentBooster.
Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.
Cookies allow websites to:
These cookies are necessary for our website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot refuse these cookies without impacting how our website functions.
Examples include:
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This allows us to improve our website's performance and user experience.
We use analytics cookies to:
These cookies enable enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.
Functionality cookies remember:
These cookies are used to deliver advertisements that are relevant to you and your interests. They also help limit the number of times you see an advertisement and measure the effectiveness of advertising campaigns.
Advertising cookies track:
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| session_id | Maintains user session across pages | Session | Essential |
| user_preferences | Stores user settings and preferences | 1 year | Functionality |
| _ga | Google Analytics - distinguishes users | 2 years | Analytics |
| _gid | Google Analytics - distinguishes users | 24 hours | Analytics |
| auth_token | User authentication and security | 30 days | Essential |
| language_pref | Stores language selection | 1 year | Functionality |
In addition to our own cookies, we may also use various third-party cookies to report usage statistics and deliver advertisements.
We may use cookies from social media platforms to enable sharing functionality and track engagement:
For secure payment processing on Kwachafin and Afriraise, we use cookies from trusted payment providers to ensure transaction security and fraud prevention.
These are temporary cookies that expire when you close your browser. They are used to maintain your session while browsing our website.
These cookies remain on your device for a set period or until you delete them. They are used to remember your preferences and settings for future visits.
Most web browsers allow you to control cookies through their settings. You can typically:
For instructions on managing cookies in specific browsers:
Please note that blocking certain cookies may affect your experience on our website. Some features and services may not function properly without cookies, including:
Some browsers include a "Do Not Track" (DNT) feature that signals to websites that you do not want to have your online activity tracked. Currently, there is no universal standard for how DNT signals should be interpreted. We do not currently respond to DNT signals.
We use cookies to remember your village banking group membership, track loan applications, and secure financial transactions.
Cookies help us manage client project dashboards, remember technical preferences, and streamline the software development collaboration process.
Our crowdfunding platform uses cookies to track campaign views, remember donation preferences, and enable secure payment processing.
Educational cookies track learning progress, remember study preferences, and personalize the learning experience for students.
While some of our services (particularly StudentBooster) may be used by minors, we do not knowingly collect cookies or tracking data from children under 13 without parental consent. Parents and guardians can manage cookie settings on devices used by children.
We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our business practices. We will notify you of any material changes by:
We encourage you to review this Cookie Policy periodically to stay informed about our use of cookies.
If you have any questions about our use of cookies or other tracking technologies, please contact us:
Ravdan Group
Email: [email protected]
General Inquiries: [email protected]
Address: Lusaka, Zambia
For more information about cookies and online privacy, you may find these resources helpful:
By continuing to use our website and services, you co